Towe, Ball, Mackey, Sommerfeld & Turner, PLLP
Call for a free consultation
Toll Free:800-838-3083
Local:406-534-0288

Woman receives settlement for underinsured motorist claim

There are motorists in Montana who carry a level of auto insurance that is insufficient for covering the costs of damages they may cause in an accident. In fact, some drivers simply have no coverage at all. In order to ensure that we receive compensation for damages that we incur when getting in an accident with such drivers, we may be able to add uninsured/underinsured motorist coverage to our insurance plans.

In return for the additional amount we pay in premiums, we should receive payment when we make a legitimate claim after being in an accident with a driver whose coverage, or lack thereof, fails to cover our expenses. Unfortunately, sometimes an insurance company refuses to pay off on such a claim.

In Porter County, Indiana, a jury sided with the plaintiff in a case involving an insurance company that had refused to pay an underinsured motorist claim. The plaintiff was a woman who had been involved in a motor vehicle collision, which left her with a permanent wrist injury. The jury rendered a verdict that the Auto-Owners Insurance company should make payment for an amount of $1.2 million.

According to her attorney, the woman had been injured at a traffic intersection in August 2011. She received payment from the insurance provider of the other driver, but that amount was not sufficient in covering medical costs. The woman then attempted to acquire compensation based on her underinsured motorist coverage from Auto-Owners.

A civil suit was filed after the company refused to make up the difference needed for the covering of medical expenses. The lawyer stated that such conduct on behalf of insurance companies is becoming more commonplace.

This case demonstrates that insurance companies may sometimes choose to withhold payments that are owed on a claim. This can place the person needing compensation in a terrible financial bind. If you are being denied the money you are due for an accident with an underinsured or uninsured motorist, you may need legal assistance to expedite payment.

A Montana attorney, who deals with auto insurance policies and claims, may be able to evaluate your situation and help you get the recompense to which you are entitled.

Source: nwitimes.com, "Local jury returns $1.2 million verdict against insurance company," Bob Kasarda, July 16, 2014

No Comments

Leave a comment
Comment Information