Mahatma Gandhi once said, "It is wrong and immoral to seek to escape the consequences of one's acts." This is a very simple idea and one many of us were taught as children. It is also a very sound principle in that when we as individuals take responsibility for our actions, we help create a better functioning society for everyone.
The importance of personal responsibility as a necessity for the general well-being of the public is personified in the way we must all share the roads. If while driving we somehow cause an accident, then the right and moral thing to do is take responsibility. But, motor vehicle accidents can generate expenses well beyond our means, which is why most of us recognize the need to carry insurance.
Sadly and frustratingly, not everyone is willing to go along with this social pact. When someone drives without insurance or is underinsured, they are taking serious risks at the expense of others. Should they cause an accident, it is quite likely that they will not have the money to provide compensation for those they have harmed or for the damages they have done.
This means that if you have the misfortune of being in an accident caused by someone who has chosen to forgo coverage, you probably will be left scrambling to collect recompense from your insurance company. Unfortunately, insurance companies don’t always readily pay out on these claims.
Therefore, if you are in this situation, you may find that a Montana accident attorney can be of service. There are negotiating and litigation methods that an attorney can employ on your behalf that may help convince your insurance company to act responsibly in paying your claim. To find out more about how this firm goes about dealing with such cases you can go to our page on uninsured driver claims.