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States grapple with problem of uninsured drivers

A motor vehicle accident can do more than just ruin an otherwise good day. A serious accident could result in myriad long-term issues. An automobile crash victim could be left facing hefty expenses for medical treatment and vehicle repair.

One silver lining in such a situation is that drivers are legally required to carry at least some auto insurance. This means that if you are ever in a collision and the other driver is at fault, then his or her coverage should help take care of your costs.

Unfortunately, not everyone who drives is properly insured. In fact, the figure for uninsured drivers is said to stand at over 12 percent nationwide. And while many states have tried to find effective ways to get drivers to purchase car insurance, the problem persists. Some states impose steep fines on uninsured drivers. However, according to this article, often these penalties are not well enforced.

When you are in an accident with an uninsured driver, you may wind up being financially responsible for damages and medical expenses. These expenses may be covered if you have uninsured motorist coverage on your auto policy. But sometimes an insurance company may not be willing to pay out the amount to which you are entitled. They may even attempt to forgo paying the settlement entirely.

If you are ever in a collision with an uninsured driver, a Montana car accident attorney may be of service in helping you get compensation to cover your expenses. The attorney could look at your policy and may be able to make sure you get all you deserve.

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