If you have been involved in an automobile accident, and the at-fault driver is underinsured or uninsured, you may have serious concerns about how to handle the claim and who will cover your medical bills or lost wages. Although it is your responsibility to handle these expenses as they are incurred, there are many options for individuals injured in an automobile accident. Working with an experienced personal injury attorney can help you determine which option is best for your situation.
Depending on the type of insurance coverage you have, medical bills may be covered under your own policy. If you have this type of coverage, your insurance carrier may be entitled to reimbursement after a personal injury lawsuit is settled. In the event the at-fault driver is uninsured or underinsured, your own insurance policy may cover your medical bills and lost wages related to the accident.
A personal injury lawyer can help initiate the lawsuit process and can work toward settlement resolution to help cover expenses related to the accident. In the event the at-fault driver has no insurance, a personal injury attorney can also work with your insurance company to cover medical expenses and lost wages.
Although it is your responsibility to cover the expenses related to an automobile accident throughout the lawsuit process, damages awarded in a personal injury action can go toward reimbursement. The stress and anxiety experienced after an automobile accident can make taking on a personal injury lawsuit a challenge. Fortunately, with the help of an experienced personal injury attorney, the lawsuit process can be made more manageable and can allow you to focus on your recovery while they are looking out for your best interests and working towards a settlement.